Clair
Preferred Partner
Overview
Clair is a banking app that allows employees to take free earned wage advances based on their earnings by integrating with Eddy. Best of all, Clair is free for employers to offer and makes no changes to existing payroll systems.
Payroll
On demand pay
Publisher
Clair
Pricing
No fee for this integration.
Help Center
Eddy's Help Article
Eddy + Clair
Eddy’s integration with Clair means employers can offer a free On-Demand Pay solution for employees. This allows employers to get employees paid daily, at no cost to them, no cost to the employee, and no change to payroll.
How it works for the employer
When you enable the Clair integration in Eddy you give consent to Eddy to share certain payroll information with Clair. Eddy will notify your employees that their company has enabled a new financial app, and will give employees a link to create a Clair Spending Account so they can sign up and begin taking free advances on their wages.
- No impact or change to payroll—no manually uploading wage deductions to payroll
- No cost to employers—Clair makes money when employees spend their earnings, so you have no fees.
- No repayment liability on employers—Clair won’t go after you if your employees are unable to pay back their advances.
- No change to cashflow—Advances are funded by a partner bank, not by your working capital.
- Outside open enrollment—Clair works outside the traditional open enrollment process. Employees can onboard at any time of the year.
Offering solutions like earned wage advances can be beneficial for both employees and employers. With up to 74% of hourly employees expressing interest in free advances, employers can attract and retain employees by providing meaningful solutions.
How it works for employees
Clair offers a banking app that lets employees take free advances on a portion of their earnings before payday. Employees who are interested in this financial benefit can click the link to download the Clair app and create a Clair Spending Account. Clair verifies the employee’s identify, based on information shared through the integration with Eddy. When an employee opens a Clair Spending Account they can select a portion of their paycheck to send to Clair and will be able to take free advances based on that balance.
1. Get paid before payday, for free
Break up with the 2-week pay cycle, start doing more with your earnings. Save, spend, or cover bills with no stress when you get paid early.
2. Spend with confidence
Employees get a Clair Debit Mastercard® with 40,000 free ATMs* and a banking app that doesn’t charge any of the monthly or minimum balance fees.
3. Save for the future
Employees get access to high-yield savings account**, and 3% cash back*** on gas and groceries, so they can start putting money aside.
4. Learn how to manage their finances
Get access to free financial education and planning resources through Clair, with guidance and best practices for hitting financial goals. (Clair is partnered with Uprise to offer financial wellness benefits).
* Note: Clair is a financial technology company, not a bank. Banking Services provided by Pathward, N.A., Member FDIC. Advances provided by Pathward, N.A. While wage advances are free, certain other fees may apply depending on how users use their account.
** Note: Clair is a financial technology company, not a bank. Banking Services provided by Pathward, N.A., Member FDIC. Clair Debit Mastercard can be used for no-fee withdrawals at any U.S. ATMs within the Allpoint network. Fees may apply for international ATM transactions or transactions outside of this network.
*** Note: Banking Services provided by Pathward, N.A., Member FDIC. Cash Back is an optional rewards program offered by Clair. It is not a Pathward, nor Mastercard product or service, nor does Pathward, or Mastercard endorse the program. Requires employer to opt in for user's purchases to be eligible. Cash Back is only available to eligible users for a 90 day period and is limited to the first $2,500 spent using their debit card.
Integration Overview
Provide your employees On-Demand Pay giving them instant access to their earned wages. Clair is free for employers to offer and requires no setup for the business.
Integration Type
Via API & webhooks
Direction of Data Flow
Two-way
Sync Schedule
Data syncs automatically within a few minutes.
Sync frequency
As events occur
How to enable the integration
To connect the Clair integration, navigate in Eddy to the Admin settings page and click the Integration tab. Under the Clair option, click the Connect button. Follow the on-screen prompts to complete the connection and enable the integration.
What data syncs?
| Info In Eddy | Sync Direction | Name of Info In Clair | Notes |
|---|---|---|---|
| Company info |  Eddy to partner | Company info | |
| Employee info | Eddy to partner | Employee info | |
| Direct Deposit info |  Partner to Eddy | Direct Deposit info | Employees can add a Clair account's direct deposit info. |
About Clair
A mission-driven company, the team at Clair believes you shouldn't have to wait 2 weeks to get paid and is empowering professionals across America to do more with the money they've already earned.
Clair
Preferred Partner
Overview
Clair is a banking app that allows employees to take free earned wage advances based on their earnings by integrating with Eddy. Best of all, Clair is free for employers to offer and makes no changes to existing payroll systems.
Payroll
On demand pay
Publisher
Clair
Pricing
No fee for this integration.
Help Center
Eddy's Help Article
Eddy + Clair
Eddy’s integration with Clair means employers can offer a free On-Demand Pay solution for employees. This allows employers to get employees paid daily, at no cost to them, no cost to the employee, and no change to payroll.
How it works for the employer
When you enable the Clair integration in Eddy you give consent to Eddy to share certain payroll information with Clair. Eddy will notify your employees that their company has enabled a new financial app, and will give employees a link to create a Clair Spending Account so they can sign up and begin taking free advances on their wages.
- No impact or change to payroll—no manually uploading wage deductions to payroll
- No cost to employers—Clair makes money when employees spend their earnings, so you have no fees.
- No repayment liability on employers—Clair won’t go after you if your employees are unable to pay back their advances.
- No change to cashflow—Advances are funded by a partner bank, not by your working capital.
- Outside open enrollment—Clair works outside the traditional open enrollment process. Employees can onboard at any time of the year.
Offering solutions like earned wage advances can be beneficial for both employees and employers. With up to 74% of hourly employees expressing interest in free advances, employers can attract and retain employees by providing meaningful solutions.
How it works for employees
Clair offers a banking app that lets employees take free advances on a portion of their earnings before payday. Employees who are interested in this financial benefit can click the link to download the Clair app and create a Clair Spending Account. Clair verifies the employee’s identify, based on information shared through the integration with Eddy. When an employee opens a Clair Spending Account they can select a portion of their paycheck to send to Clair and will be able to take free advances based on that balance.
1. Get paid before payday, for free
Break up with the 2-week pay cycle, start doing more with your earnings. Save, spend, or cover bills with no stress when you get paid early.
2. Spend with confidence
Employees get a Clair Debit Mastercard® with 40,000 free ATMs* and a banking app that doesn’t charge any of the monthly or minimum balance fees.
3. Save for the future
Employees get access to high-yield savings account**, and 3% cash back*** on gas and groceries, so they can start putting money aside.
4. Learn how to manage their finances
Get access to free financial education and planning resources through Clair, with guidance and best practices for hitting financial goals. (Clair is partnered with Uprise to offer financial wellness benefits).
* Note: Clair is a financial technology company, not a bank. Banking Services provided by Pathward, N.A., Member FDIC. Advances provided by Pathward, N.A. While wage advances are free, certain other fees may apply depending on how users use their account.
** Note: Clair is a financial technology company, not a bank. Banking Services provided by Pathward, N.A., Member FDIC. Clair Debit Mastercard can be used for no-fee withdrawals at any U.S. ATMs within the Allpoint network. Fees may apply for international ATM transactions or transactions outside of this network.
*** Note: Banking Services provided by Pathward, N.A., Member FDIC. Cash Back is an optional rewards program offered by Clair. It is not a Pathward, nor Mastercard product or service, nor does Pathward, or Mastercard endorse the program. Requires employer to opt in for user's purchases to be eligible. Cash Back is only available to eligible users for a 90 day period and is limited to the first $2,500 spent using their debit card.
Integration Overview
Provide your employees On-Demand Pay giving them instant access to their earned wages. Clair is free for employers to offer and requires no setup for the business.
Integration Type
Via API & webhooks
Direction of Data Flow
Two-way
Sync Schedule
Data syncs automatically within a few minutes.
Sync frequency
As events occur
How to enable the integration
To connect the Clair integration, navigate in Eddy to the Admin settings page and click the Integration tab. Under the Clair option, click the Connect button. Follow the on-screen prompts to complete the connection and enable the integration.
What data syncs?
| Info In Eddy | Sync Direction | Name of Info In Clair | Notes |
|---|---|---|---|
| Company info | Eddy to partner | Company info | |
| Employee info | Eddy to partner | Employee info | |
| Direct Deposit info | Partner to Eddy | Direct Deposit info | Employees can add a Clair account's direct deposit info. |
About Clair
A mission-driven company, the team at Clair believes you shouldn't have to wait 2 weeks to get paid and is empowering professionals across America to do more with the money they've already earned.
